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Insurance....merged Topic....

Insurance companies...  

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I have been insured with Shannons for a while now.

They are really great to deal with. Its always nice to speak to enthousiasts instead of people who dont know anything about cars, and just do it for a job.

I called Shannons up the other day (renewal time) and the guy I spoke to knew who I was, and what type of car I had with just my first name!! We then chatted for about 10 mins about some of the mods I have done, and shows I have been to while we got the premium sorted out.

Plus - they are also a lot cheaper than the other companies that will insure me.

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Dropped in on Saturday and they were outstanding.

Did exactly what they said they would - doubled the insured value and dropped the premium by $140 compared to AAMI. Very happy with their understanding and would recommend them to anyone. :thumbsup:

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I just got another quote from AAMI:

$798 60% no claim, no under 25 drivers etc etc.

All this is fine and reasonable but...

How come the replacement value of the car is $45,000 when the purchase price was $56,000? The 56K being the sum insured???

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I am 19 years old and am a rating 6 (the bottom basically)

I bought my xr6T and my insurance is $3000 a year. Which is not bad compared to the WRX price they wouldn't even insure me for this.

who are you insuranced with??

Dave.

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Worth trying Shannons. I have had two Harleys, an XB GT and a very modified (550+hp) xD ute with them and premiums were reasonable from memory. They specialise in modified and performance cars. I'd go with them for the XR but I've financed it on a novated lease this time. :idea:

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I just got another quote from AAMI:

$798 60% no claim, no under 25 drivers etc etc.

All this is fine and reasonable but...

How come the replacement value of the car is $45,000 when the purchase price was $56,000? The 56K being the sum insured???

No drivers under 25?

That a funny policy coming from AAMI who said they wouldn't insure me at all because I wasn't 30.

Cool, that means I'll insure it under someone elses name with the same clause and drive till my hearts content. :o

As for Shannons, I think you will find that their premiums for new cars are not that competitive. I have an older car insured with them and they're great for that but they basically told me not to even ask about the T.

19 years old and a T owner - I MUST have done something wrong.......

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On insuring under someone else's name...

Doesn't work, it is the age of the driver when the claim is made that is the clincher. Not who paid the insurance.

On Shannons...

Yes I have had a Harley insured through them, but they are not interested in modern cars. They do the modified, specialty niche market.

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On insuring under someone else's name...

Doesn't work, it is the age of the driver when the claim is made that is the clincher. Not who paid the insurance.

Believe me, I know. Insurance companies don't need much of an excuse to refuse payment let alone trying something like this.

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Insured through RACQ in queensland, no worries with the under 25 thing. I am 24, my fiance is only 20 and she is also on the policy as a nominated driver, that did jack the price up a bit though. Quoted $880 per year, live in country just outside toowoomba. Huge excesses though due to our poor driving history.

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I got several quotes before I ordered:

Direcdial (now allianz) wouldn't offer insurance even though they insured my EFXR6 for 4 years!

MCMS $3500 (novated lease)

NRMA $1100

NAB $940

Leaseplan $670

I wonder who I decided to go through... ;)

29, 60% NCB (bike & car)

Canberra

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My insur cost $452 rating 1, 37years, have house insure with them, no claims for 5 years, medium risk suburb (geelong) Nov/Lease, RACV, no criminal convictions yet!!

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Hey,

I have just insured mine for $2485 with CGU Insurance. The bummer with this is that I am just on 21 which is why the premium is so high, but for full comprehensive, new car within 2 years or >30000Km and being and XR6T it is worth it. CGU is by far the cheapest for under 25's. :thumbsup:

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I am interested where people are insuring their XR6Ts. The prices I have been quoted are poison. I am 40 with a good history and still can't find anything under $1900.

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im 32, 60% NCB. AAMI is $837, NRMA $912, Ford Insure $965...most others including Direcdial, GIO, QBE wont insure a turbo vechicle...guess which one im taking!!!

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I struck a strange thing with Gio recently. They quoted me and told me that because I had received a speed camera fine for <15 kmh over the limit in the last 3 years, a $400 dollar excess applies if I have an at fault claim. This is the only company I have ever heard of having that kind of excess.

Has anyone else had any similar issues with insurance?

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It can be difficult weighing up the pros and cons between companies policies. I eventually went with Sun Corp - $739, rating 1, 60% NCB for life. 41 years old regional NSW.

They were $100 less than AAMI. Market value but new for old replacement in event of total loss up to the end of the second year. Then I'll go agreed value.

But best of all, monthly repayments, where AAMI in NSW don't have this facility.

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I'm 22 in adelaide and I got it for $700 they put me on as a rating three. 400 excess I think.

What company is that with? I got $1780 with Just Car Insurance, rating 3, live in Adelaide, 2 speeding fines in last 5 years, no at fault accidents.

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