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Insurance....merged Topic....

Insurance companies...  

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14 grand! Why dont they just say no and keep some credibility :huh:

5 grand under your father is still a hell of a lot, does he have a 'history'?

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I'm 22.

Just Car: $3600

RACV: $1300 (insured in dad's name, me as an additional)

no one else would touch me.....I have a far from perfect driving record.

but I haven't tried Ford Insurance though...

Dave.

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Hey, has anyone who is a lawyer or has a bit of money to hire one ever thought of taking the insurance companies to the anti-discrimination commision on the basis of age discrimination.

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Anyone have a car insured with Shannons?

I'm looking into insuring with them seeing AAMI etc don't see any value in older cars but would like some personal experience in dealings with them.

They basically agreed to double the current insured value on a lower premium than I'm currently paying over the phone with the potential for a higher insured value after an inspection. Guess I'm a bit sus - insurance can never be that easy can it? :cry:

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l did in my earler days Superoo. l used to have A9X's and a modified Torana that no other insurance company would come within cooee of insuring. That was 8 years ago now.

l found them to be excellent to deal with. They seemed to genuinely appreciate modified cars and their passionate owners unlike the attitude of companies such as AAMI etc. Rates were competitive and the policies good. l think they have changed underwriters since l was insuring with them so l dont know how the fineprint is these days.

Your experience doesnt suprise me, sounds like you have the sort of car they insure everyday and specialise in. What is it by the way?

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Shannon's are great to deal with as long as it's an older car, i currently have my SLR5000 insured through them at an agreed value, on a monthly payment system.

I know of one person that had his car written off and they came good with his claims without a hitch.

There always quiet happy to talk when i've rang them regarding any issue's i had.

One of there pre-requesites is that the vehicle is garaged in a lockup garage at all time's but.

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I am 19 years old and am a rating 6 (the bottom basically)

I bought my xr6T and my insurance is $3000 a year. Which is not bad compared to the WRX price they wouldn't even insure me for this.

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I too was insured with Shannons some 13 years ago and they were always damn good to deal with. They are very reputable and I will be calling them to compare my costs against NRMA.

HOTXR6

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I'll save you the call HOTXR6 they wont insure a XR6 Turbo for less than $4,000 per annum. ;)

I tried them first last year when i was looking, they deal more in older model car's.

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It pays to be a member of the FPV-Tickford Club of NSW :D

$2000 or so a year, regardless of extent of mods on the car.

EXCELLENT to deal with!

They won't even talk to you if you're under 29 thought.

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I've been quoted $1500 to comprehensively insure my XR6T with a replacement cost (considering options) of $56K. Business usage, 39 yrs old, top rating, no claims, sleepy Sydney suburb and 20 yrs with my insurer (NRMA)Seems excessive to me but even on a ring around other insurers haven't been able to significantly better it. What gives?

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The busioness useage is the killer - Ford iNsure quoted just under $1000 without business and closer to $1500 with business.

The business useage is the killer.

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I've discovered quickly that the business use adds huge amounts to premiums.

Ford Insure:

Private use : $1200

Business: $2100

I would do less than 2% business related travel per year but they told me because my lease company claims input tax credits as part of my lease agreements, then I have to be insured under business. I'm certain I've seen some companies vary the premium based on the amount of business use, not just throw me into one bucket or the other.

Is this true?

Not sure whether to believe them when I was asked "XR6 turbo - is that a BA?" Really fills you with confidence.

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Any guys who have got quotes for less than $1500 for comprehensive with business usage, let us know what fleet/insurance company is offering such competitive premiums.

I was under the impression that the fleet company my employer uses would be able to offer me a good deal but they came back with $1920 for rating 1 with no claims. Anything below rating 1 was over 3K. Didn't even care about my age (28). I have to do some further checking as I know someone with a 200Kw AU2 XR8 who is insured through the same mob for $650. He is older than me but as I said, they didn't care about my age. 3 times the premium for the turbo over an XR8? :blink:

24 with a history and $680? I'd be laughing too mvec.

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I have my car insured with shannons. They are much better than the last company I was with. I have all the modifications listed and the car is at an agreed value of 24K. They know about my speeding fine and it still only costs me $600 a year. and im only 24, but I am a rating 1. Being in the car club helped though, I got a 15% discount because out club is associated with shannons.

Tim

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Superoo,

My company is with Commonwealth Fleet. My firm is pretty large so they must get a good deal. It also depends on what type of lease it is. Mine is operating lease. Not novated lease.

Im really lucky too. Coz when I rang up NRMA regarding the insurance, I was quoted $4100. Without the fleet thinggy, Id be driving around in an accent. phew... :ph34r:

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I should declare a conflict - I have a close relative who works there - but they are certainly very reputable.

I have three cars (not the XR6T which is on lease) insured with them and a number of friends do as well. They use a major underwriter and employ lots of car enthusiasts. They do tend to prefer older cars, but are more flexible than they used to be. They do like car club membership as it's a sign of the true enthusiast.

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