Insurance....merged Topic....

[XR68UZ]

I think because im an under 25 driver. do you think they would offer me a better agreed value?

[JimmyXR6T04]

I'm under 25, and I told them about all my mods.. the premium didn't go up at all, but the excess did then again, if they put my premium any higher I would have left!

[Fat-Tony]

they charged me for mods done, but they added it onto the following years premuim, not the one past

[XR68UZ]

damn bastards at jci said they wont insure me for more then the purchase price? how did u get them to change yours jetute?

[XR68UZ]

I might just change change to the 3rd party fire and theft after this policy expires. I'd be damned if im going pay 3.3k a year plus a 2000 excess if I do make a claim. 5000 would already cover most accidents wouldnt it?

[JimmyXR6T04]

I might just change change to the 3rd party fire and theft after this policy expires. I'd be damned if im going pay 3.3k a year plus a 2000 excess if I do make a claim. 5000 would already cover most accidents wouldnt it?

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yeah that's what I thought... so did the repair shop... original quote to fix the car was about $6500... final figure was just under 20k... I wouldn't risk it mate!!

I thought I was being stung at 2k per year!! I just tried an online quote using my girlfriends details... thinking it would be cheaper then my current quote and it was $366 more expensive.. looks like I won't be saying anything to them

[JimmyXR6T04]

I just did an online quote for me... and only said that the damage in the crash was $8000 worth... and they quoted me $2400 per year .. I'll shut up and accept my current quote thanks

[XR68UZ]

just did an online quote as well. same details but with an air filter. $4017.

that's almost 1k more then what im paying now. go figure

[Fat-Tony]

I feel sorry for you guys, I switched to racv recently and im payin 1080 and im under 25

[G6ET8U]

I was previously insured with Just Cars and they upped the premium for each modification on the car...

20" wheels was about $70 to the premium and added another $600 to the excess, Edit, Injectors and Valve Springs added another $100 or so to the premium, excess was already $450 and $1200 because it was an XR6 Turbo... so grand total of $2250 in the event of a claim.

It gets expensive to mod your car, but if you can't afford it then don't do it...

And there is no way in hell I would have a 30K+ car insured only for Third Party, Fire and Theft... you are asking for trouble!!

Jack