Insurance....merged Topic....

[BAman]

I moved to sydneys eastern suburbs from the southwest and my insurance (shannons) went up by $500 for two cars, shopping for new policy next week, outrages

[1600dave]

I'm in shepparton, 23, full comp with racv, rating 1, stock bf2.

My premium is $1060, aami was about $100 cheaper, but their contents insurance was over $100 more.

Already been with racv in the past so was easier to sick with them.

[SuckSqueezeBangBlow]

just cancelled my AAMI insurance (long story but got jibbed the hire car $$ when some dickhead scratched my bumper).

I went with Coles (Wesfarmers) for $740 premium/ $800 excess (incl. hire car and listing a 'performance chip') Its in my wife's name who is 31.

I'm on Sydney's North Shore in a pretty safe suburb.

edit: car is 12/06 BF turbo.

Edited 28/03/11 10:00 AM by JC807

[sexual harrassment panda]

just told my insurance mob (AAMI) that I had payed out the car loan, instant $111/year saving

[Wenier]

Im 25 almost 26 had the car from 24. BF2 turbo ute value $31k.

Im paying $546.60/ $300 std excess (which is me, more for younger or unnamed drivers), $2000 theft, conversion excess. This is all NZD as well.

I have mods listed and am just starting on the power side, the company wants the excess up to $1000 because of power increase mods, but my broker is fighting with them for $500 no more for it.

What are other peoples excesses like for modded vehicles? And has anyone got high theft ones like mine?

Edited 14/04/11 02:47 AM by Wenier

[Wenier]

Just got off phone with insurance agent about mods.

Std excess has gone to $500 and I keep a record (receipts, etc) of mods and no change to premium. Pretty good that I keep a record and they not worried about listing on the policy itself.

[AmaroK]

I have a 2004 BA XR6 Turbo stock with leather and dual zone climate/premium sound. was with Shannons for the past 2 years, got the car at 23 and was paying $1250 a year for full comp (That at the time was by far the cheapest). I had to renew my insurance in April last year and I turned 25 in July so I contacted Shannons to ask if I was getting any form of discount for being 9 months on a policy as over 25. Shannons promised me that in conjunction with a cheaper premium the next year I would also have discount for that year rolled in. went to renew my insurance this April with Shannons.............$1150 full no claim bonus both nominated drivers over 25 and rating 1 for life. I rang Shannons and explained what was promised to me last year and asked for an explanation and was told that the figure of $1150 was including the discount and that it was because of the Queensland floods. I was not impressed. Contacted AAMI......$850. I would have liked to have kept choice of repairer but not for $300 extra.

[CBXRT]

Guys,

Just for anyone not happy with their insurer, might be worth checking AAMI as their rates were excellent for me compared to the last time I checked (I was with QBE).

I have fully comprehensive ($300 excess) for $580 a year which I think is very reasonable for a T, even if its a 2004 model. I'm 30, rating 2 and listed my few mods like cooler and exhaust with the girl I spoke to. I live in Tas so that might make it cheaper, but it might simply be worth checking out to see if you can get a better deal with AAMI than your current insurer.....they all make enough money as it is!

Cheers.

Edited 08/06/11 01:50 AM by CBXRT

[Mini Hulk]

AAMI was the cheapest for me as well. I'm 28 in Melb, Rating 1 - $711/year.

There's a huge thread on insurance here as well: Insurance....<merged Topic>....

[AJ-80]

No choice of repairer with AAMI though. Somthing to consider.