You hit the nail on the head mickq. My missus had imported a Honda Prelude 94 model through a family friend who had contacts over there. It was specced up to a ST vervsion and had full electric interior as compared to the local delivery one. When it came time to insure it, we told ZURICH that it was an import with blah, blah, blah on it and that it was first registered in 99. This, you would think, would make it obvious to everyone. Anyway, I had a huge stack in it a couple of years ago. Got T-boned actually by a dickhead who ran a red and the last thing I remembered was the grille of an Fairmont heading straight for my head as the Prelude was lowered - anyway, that's a different story alltogether. As the dickhead did not have insurance, I put the claim through in order to get the valuation dollars. That's when the sh*t hit the fan. Oh your car is an import, they say. Of course it is, and it was insured that way. Ah, we don't insure imports, they say. Luckily we had a friend in the insurance business who got stuck into them, (like isn't every overseas car technically an import) and as it turns out we eventually got our money. So the morale of the story is, do your homework with insurance first and then source the car your allowed.