Insurance....merged Topic....

[270XRT]

Im 21 and live 80kms north of Melbourne, I pay $171 a month (2009 xrt ute) never claimed and with the RACV. Complete replacement within the first two years.

Did have a 5dr 2009 fiesta zetec and that was $130 a month!

Edited 15/10/10 11:33 PM by 270XRT

[johno]

I am with CGU, and Shannons. CGU didnt want to know me with the ute once I told them about the mods.

Shannons didnt have a problem, and I only insure with limited use, as its only a weekend toy. $625 year.

I couldnt be bothered looking anywhere else, but probably could do better. It is easier for me to stick with Shannons, as

I pay quarterly, and have 2 other vehicles with them.

CGU maybe loosing my other business though.

[Jaybob]

About $1000 p/a with AAMI (NSW) for a BA mk2 XR6T ute with $24,000 agreed value.

NRMA were $2500 and most others were either that or didn't want to know me (I'm 23).

Not sure what the deal is if I need to make a claim and there are mods to it though... nothing crazy, just DBA4000 rotors and some new wheels, and perhaps an edit. Any thoughts on the usual deal with mods?

[Dillz]

Geez that's good, I'd be happy with that.

[Dush73]

would any one know whih insurance agency would be cheapest for someone with a licence disqualification on their record?

For anyone else that fits in this category(like me ), I rung around & found the following(based on 37yo Male, rating 1 & living in Metro Sydney,based on standard excess of around $600, XR6T BA Mk2):

Real, QBE, Shannons & Youi won't insure anyone with a prior disqualified license.

Bingle, NRMA, GIO, Budget , Ozicare between $1300-$1600

Allianz won't insure unless you have an alarm....strange!

Just Car..$2855...Rip-off.

AAMI $1115 on std excess($645), but I got it down to $703 with a $2100 excess.

So I would say under these circumstances, they were the best by a country mile

[Gibbsy7]

09 XR6T ute with a guaranteed value of $36700-

$450- pa with AAMI

Prices varied up to $950-pa

My business broker who has over $8,000- pa in premiums already, could only offer $850-pa.

Sometimes it pays to be 50 year old.

Cheers

[Viper XR50T]

XR6T 50th through Shannons $1650 for $50K - daily use under the policy with 2 drivers both over 30 over rating 1

$500 excess, in Sydney too. not bad considering its insured as daily use and low excess

[Samboc]

Insured with AAMI about $850 PA for a FG XR6T 2009 at $39,000 . 2 Drivers 46 and 56 - no claims - full discounts - Merimbula NSW

[kovac]

Im a 32 male and insured with shannons at $ 32000 and t I'm paying $1400 a year

[RyanWins]

Hmm.. I paid 1000 about 3 months ago, 23 yo, 06 bf T, through aami..

This is with automatic rating 1 due to my parents being rating 1's. 10% discount for doing it over the net and a further 10% discount for completing their defensive driving course back when I was 18 (which is free by the way)..

I have a 2500 excess though.. Anyone able to get a low excess?

Edited 11/11/10 09:23 PM by RyanWins