How old are you mate? I'm 27, rating 1, no claims and no accident history... I am with Just Car Insurance and tried initially to get it through AAMI and they won't insure a T with anyone under 30... RACV was too expensive and Shannons who my HSV was with weren't really interested in insuring my car, not exclusive enough the guy on the phone told me... WTF?!?!? Only a couple more years to go till I'm 30... Jack Hey mate, Im 26yrs - give suncorp a call........................... HBF will insure my T for 36k and im 26 with rating 1 for life and it only $780 per year and mods are ok too as long as its legal!!