Hi Guys Now my baby is now 1 year old and thought it was time to add a few extras and personalize it a bit. Ive been looking at a few mods firstly a growler CAI. Now my mrs being in the insurance game is insisting before I carried out any modifications I disclose it to my insurance co. I phoned RACQ and they state they will not cover this under there normal policies but will accept it under a UNIQUE vehicle policy. This type of policy seems to carry a high loading, looks like about 30%+, also changes from market to agreed value, previously poilicy states new for old for first 2 years, plus a $200 excess increase. All this just for one mod, so then if I fit flash tuner, 3" pipe etc it goes up each time I just wondered wot everyone else does, do u use a different insurer, keep quiet about it or dont have insurance. Now theres no way I'm gonna invalidate my insurance for an extra couple of KW, but there must be a way.