Talk to a broker. I did when i lost my license. Wound up insuring my cars with CGU. Have had great service from them and trouble free claims (3 in total, over $25k in claims) and my excess went up by a couple of hung. After no claims for two years it's come down again

I'm 23 & my premium is ~$1300. I have an absolute shocker of a record & the car is insured for agreed value... RAC

Kael, rating four is shocking! I got put straight to rating 1 & have only ever had insurance once before for 1 year...

You're also 5 years older than me Dean

I pay 1600 a year with just car and it is insured with all the mods that have been done but the excess is like 2400 iam 24

I am 25 and with Just Car and clean record and am insured for $1500 per yr with full mods listed and $450 excess (+$600 if rims are damaged).

Mine is around 1600 with Justcar, I'm 23.

Insured for 52k.

Excess is pretty crazy though, they stack a car excess on top of an age excess, I think mine is like 1800?

Anyone under 25 manage to get insurance with Shannons?

I've tried 3 times over 3 years to get a quote on insuring my ED, and I got a different reason for not wanting to cover me each time.

I've got no license loss, no points, no accidents, no claims, nothing.

I must sound like a *beep* on the phone

If you want to get in with shannons look into doing a basic cams license -that will give you a lot more credibility. I've had my turbo pulsar with them since I was 21. Havent got the falcon with them yet because it isnt modded and I only have 1 garage (shannons expects my car to be garaged where possible).

Shannons dont seem to be alot cheaper than just car but they have a much better agreed value and other conditions.

yeah I'm 22 and pay just under $1100 a year through Just Car in Victoria and the car is registered under my name.

Joking right? they quoted me 3,600 for a standard xr6t under my name..

Try GIO and/or a Edlers broker...

Elders changed there quoting system a few years ago, age, and driving history didnt matter for calculating premiums, not sure if they have changed it back again yet, but that's how it was when I last called them 18 months ago...

So a 45yo with a good safe history was paying the same as a 28yo with a bad driving history in the same location...

If the history was to dirty then they would be rejected but the premium was the same if they did offer insurance...

GIO - 28 and 27 (da gurly) - both insured on both policies - F6 and the XR5 and was the cheapest we found!

both sub - 1000$

Edited March 19, 200917 yr by smicky

I must be an arse; I have called just cars 3 times in the last 2 yrs trying to get a quote and they tell me they dont insure my car for under 25yo's..

I will call them again monday and suss it out lol; I think I am paying too much now, back when I was 21 it seemed ok as I was only just legal to drive the thing!

QUOTE (NVYDF6 @ Mar 19 2009, 08:56 AM)

yeah I'm 22 and pay just under $1100 a year through Just Car in Victoria and the car is registered under my name.

Joking right? they quoted me 3,600 for a standard xr6t under my name..

Gotta agree with that, im 23, have a clean record as well, they quoted me $2200-2800 something from memory...