Damo Legacy Donating Member 403 Member For: 22y 10m 9d Gender: Male Location: Sydney Posted 03/03/06 01:15 PM Posted 03/03/06 01:15 PM Before I even start... I've searched "insurance" and found about one billion results so I'm sorry if this has been covered before!It was a lovely winters day on the 30th of July 2003 when I took delivery of my shiny new XR6 N/A sedan. Why didn't I buy a Turbo? Because I knew I'd drive it for what it was and would either lose my license, kill myself or both. So I spent the extra on optioning the crap out of my N/A... - 18's - Alarm - Floor mats (heh) - LSD - Momo Shifter - Premium Sound - Rear Power Windows - Sports Steering Wheel - Sunroof - Tints...and of course, the plates.At the time, the insurance was pretty steep. I can't remember the exact dollar value but I thought "OK, I'm 22, it's insured for business use and financed" so I copped it sweet.Now here I am two and a half years down the track and I've just received my latest policy in the mail from the NRMA. I thought things might have changed a bit but it's still pretty woeful. Here's how it stands: - 65% "No Claim Discount for Life" - Hire Car Cover Option - Windscreen Option (no basic excess for glass damage) - Agreed Value of $33,350The cost?$2970.77/pa / $259.13/pm That hurts!What are other people paying? Am I alone? Am I being ripped off? Have I broken any rules with this post? (I hope not!) I know the premium is also based on where the vehicle is registered and it did go up almost $500/pa when I moved last year but it's still pretty expensive.
Blonk Iconoclast Legacy Donating Member 4,330 Member For: 22y Gender: Male Location: CH Posted 03/03/06 01:20 PM Posted 03/03/06 01:20 PM How old are you and yes, you are getting ripped offCall Suncorp immediately..........
Adam Here since the start... Legacy Donating Member 10,282 Member For: 23y 5m 1d Gender: Male Location: Victoria Posted 03/03/06 01:21 PM Posted 03/03/06 01:21 PM AAMI. I took the Flexi Premium thing they have going.I'm 25, XR6T ute and $700 odd dollars.I'm happy with that!
Damo Legacy Donating Member 403 Member For: 22y 10m 9d Gender: Male Location: Sydney Posted 03/03/06 01:32 PM Author Posted 03/03/06 01:32 PM How old are you and yes, you are getting ripped offCall Suncorp immediately..........24, 25 in a little over 2 months... I don't know how much that'll change things.
Damo Legacy Donating Member 403 Member For: 22y 10m 9d Gender: Male Location: Sydney Posted 03/03/06 01:34 PM Author Posted 03/03/06 01:34 PM AAMI. I took the Flexi Premium thing they have going.I'm 25, XR6T ute and $700 odd dollars.I'm happy with that! Do AAMI give you a choice of repairer option?
Adam Here since the start... Legacy Donating Member 10,282 Member For: 23y 5m 1d Gender: Male Location: Victoria Posted 03/03/06 01:34 PM Posted 03/03/06 01:34 PM Turning 25 changes things heaps.When I brought my XR6T I was 23 and insurance was hard to find. Once I turned 25 alot more companies were willing to insure me.
geea Site protagonist Legacy Donating Member 4,320 Member For: 23y 4m 15d Gender: Male Location: At the lights, waiting for you. Posted 03/03/06 01:47 PM Posted 03/03/06 01:47 PM They have bent you over and given it to you hard. Shop around there must be a much better deal than that. Geea.
ducatijb Legacy Donating Member 3,448 Member For: 23y 5m 24d Gender: Male Location: sydney Posted 03/03/06 07:07 PM Posted 03/03/06 07:07 PM Let your fingers do the walking Damo....I recently got my renewal from he NRMA(surprise surprise,it had nearly doubled and for no reason except to try me out) and after a heated phone call had my policy halved Don't know how many people just pay it but my guess is plenty
xr6tblueprint Member 144 Member For: 20y 9m 24d Location: Geelong Victoria Posted 03/03/06 08:12 PM Posted 03/03/06 08:12 PM probably doesnt help much but I am 43 with rating one and pay $563.00 per year for my t with budget direct. a great price and choice of repairer.I expect my age helps a lot though!shop around sounds way too high to me
PozzE Member 133 Member For: 20y 9m 25d Posted 03/03/06 08:39 PM Posted 03/03/06 08:39 PM I'm 25, the car is a dec 2003 XR6T, premo sound, fpv wheel, tint etc...Insured with AAMI took the flexi premium option, and hire car...$485 pa paid upfront...Man if anyone quoted me $3k the last thing they'd hear is a thud as I fell off my chair laughing...
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