Problems With Insurance

[AzMahoony]

hello everyone, I havent had my T very long and im in a little bit of trouble, when I bought it I was under the impression that I would be able to get the car insured in my dads name therefor keeping the costs down, but I found out that when im driving the car the insurance becoms void, so if I crashed I would have been screwed

Anyway I'm looking now for an insurance company that will insure me and wont cost me an arm and a leg, I got quoted by just car and they want 2,140$ a year which is really steep for me as I'm not on a major amount of money..

can anyone help me with this at all? if I cant get my car insured I'm going to have to sell it which is something I really really dont want to do!

I know it's not going to be that cheap as im only 18 and I'm on my P's..

thanks in advance

[JimmyXR6T04]

$2140 for an 18yr old P plater??? take it and run dude... I was paying $2150 with just cars and I'll be 25 this month!! I had full NCB and everything! I've since gone with ryno and I'm paying around $1400..

I hate to say it mate, but if you can't afford $2150 for insurance, then I don't see how you can afford to actually own, run and keep a T on the road. They're not cheap cars to keep mate. Unless you've got a solid paying job week in week out, or help from your parents, then I dunno how the hell you plan on keeping the thing on the road, especially if it's your daily driver

Good luck with it though

[mbjunior99]

RACQ were cheapest up here for me but still pretty expensive at that age. I don't like your chances.

[howitzer85]

I don't like your chances of finding another insurance company that will cover you. I'm currently in the process of buying a T and just cars is the only one that I've found that will actually insure me and I'm 22. All the others I've looked into wont touch ya if your under 25. But hopefully some of the other young blokes on here will come along and point you in the rite direction...

Have you thought about goen 3rd party? it will be cheaper but a bit risky for a first time driver in an expensive car.

[JimmyXR6T04]

try ryno insurance.. I'm with them and I'm 24, paying $1460, with $1100 excess. JCI wanted $2150 and a $2500 excess. My fiancee's brother is 22 and has a VU SS, and he rang ryno and they insured him for $1200 Cheaper then me.. mind you, my car is modded etc. Previous to ryno, he'd never had insurance in his own name.. I didn't think they'd insure him, but they did

[xrdreaming]

I am sorry but I have to agree, at your age that is not a bad quote.

[howitzer85]

try ryno insurance.. I'm with them and I'm 24, paying $1460, with $1100 excess. JCI wanted $2150 and a $2500 excess. My fiancee's brother is 22 and has a VU SS, and he rang ryno and they insured him for $1200 Cheaper then me.. mind you, my car is modded etc. Previous to ryno, he'd never had insurance in his own name.. I didn't think they'd insure him, but they did

How do they like mods? cause I dont really want to stay stock for too long...

[EZ2CME]

I'm with jimmy on this. I'm 19 soon to be 20 and payed $2300 for insurance this year. Your only 18 so I don't see you getting it much cheaper than you have got now.

[JimmyXR6T04]

they're fine with mods mate. Had no problems insuring me for all my mods, and even agreed to insure the car for what I wanted. Unlike JC who were gonna smack me with $2150 and insure the car for 26k

Only complaint is, some times they're a little slow in getting the quote to you.. I didn't mind making a few extra calls to save $700 though.

And yep, to the original poster.. $2140 is a great quote for your age. It ain't gonna get any cheaper.. unless ryno insure you, but I'm not sure that they will. Perhaps you can try listing yourself as a driver with them?? and have it in your dads name?

[Johnny G]

Do your own quote here and see if it's any better... one of my daughters just went with just.cars - allegedly better than 5 other quotes for a 20 year old.

http://www.justcarinsurance.com.au/online-quote-terms.asp