ZapXR6T, Its not your problem they wrote the contract not you, you just agreed to it (as well as them) so it stands as a legal contract. If they take the option of cancelling it like you also have the option to-do there is a penalty so remind them that if they choose to cancel it you will accept the penalty payment and take your business elsewhere I’m sure you will find another dealer who will give you the same price if you fax your quote to them, at the end of the day they will not loose money even paying the 1% but they stand to make more if you pay it.