Finance

[Guest PaulM]

Another point to remind if you work for a charity, hospital or some schools you can get away without paying any FBT at all.

And Ford honour Gov't price for non profits and registered charities.

Sallary sacrificing means I effectively buy with pre tax dollars, at gov't price; buying any other way is certainly not an alterniative for me.

[junior]

Residuals seem high my residual after 4 years is $9698 and monthly payments are roughly $1100 .

utes are fbt exept so no worries there either.

[Falchoon]

One thing to note if you are thinking about Novated Leases is you may not be allowed to mod your car (depends on the company and what the mod is).

[aaronmihe]

Yeah there is that catch Falchoon, although I think mine is basically along the lines of - I'm not allowed to cause loss of value in the vehicle. As long as I can insure it, and as long as it gets the same 'service' as what they quaoted it's OK..

So I'm stuck with 17" wheels, becuase that's all they factored for, unless I fudge somethign and so on....

A.

[hambo_12]

Just a quick question, what is the general longest term that you can pay off a loan for? I am looking at 30k loan, so what is the longest I can go for??

[Velvet Glove]

Loan terms depend on the bank, and they can often be extended. The longest lease terms (if that's what u meant) that I've heard of are 5 years. Mine is 3