G6ET8U Playing with Sports Bikes... Silver Donating Members 1,927 Member For: 19y 6m 14d Gender: Male Location: Whistling, GTX. Posted 30/07/06 01:05 AM Share Posted 30/07/06 01:05 AM Hey guys...I'm thinking of getting private health insurance...Have you got it?Who are you with?How much do you pay?What do you get for your money?I'm going to do some research on the internet on it and see what's available but wanted some first hand experiences with it too...Cheers Jack Link to comment https://www.fordxr6turbo.com/forum/topic/27302-do-you-have-private-health-insurance/ Share on other sites More sharing options...
aniken I don't suffer from insanity; I enjoy every minute of it Donating Members 4,316 Member For: 22y 4m 24d Gender: Male Location: Sydney, south west Posted 30/07/06 01:35 AM Share Posted 30/07/06 01:35 AM YesHCF$92.30 / month (30% back at tax time)Not much. Peace of mind perhaps - should anything major happen, I won't be stuck in the Medicare line. Trouble is, apart from things like glasses, you only benefit if you get sick or injured.The other factor is, I am now over 30, so if I wasn't already a member, I would probably sign up anyway to avoid the 2% extra cost that applies each and every year for the rest of your life if you join after 30. Link to comment https://www.fordxr6turbo.com/forum/topic/27302-do-you-have-private-health-insurance/#findComment-414469 Share on other sites More sharing options...
Dagabond Bored Member Administrator 35,722 Member For: 22y 5m 29d Gender: Male Location: Dé·jà vu Posted 30/07/06 01:54 AM Share Posted 30/07/06 01:54 AM HBA through Health Cover Direct discounted via American Express $56.55 a month.It's just a basic Hospital cover so I dont get hit a tax time.Havent realy researched it or used it. Link to comment https://www.fordxr6turbo.com/forum/topic/27302-do-you-have-private-health-insurance/#findComment-414474 Share on other sites More sharing options...
RHR BOOST Moderating Team 5,698 Member For: 21y 8m 8d Gender: Male Location: Southern Highlands NSW Posted 30/07/06 02:58 AM Share Posted 30/07/06 02:58 AM Yeah im looking into it as well.. Im 23 and was mainly after it to lower my taxable income.. Can anyone recomend anyone..Rob Link to comment https://www.fordxr6turbo.com/forum/topic/27302-do-you-have-private-health-insurance/#findComment-414486 Share on other sites More sharing options...
Ralph Wiggum Moar Powar Babeh Lifetime Members 19,332 Member For: 19y 7m 20d Gender: Male Location: Perth Posted 30/07/06 03:12 AM Share Posted 30/07/06 03:12 AM Im with medibank private. have been with them since i was 18. 8 years of paying them $1300 a year, had not made a single claim in that time. Went and got orthodics for my work boots "oh im sorry sir our recent policy changes mean your no longer covered for orthodics you have to use your bonus" okay 8 years wth no claim must be a good bonus..orthodics where $650 had to pay $380 out of my own pocket so my bonus found after 8 years was a pawltry $270. Needless to say now that we in the new financial year there getting the boot... Sorry for the long winded post but the moral of the story is shop around and make sure you know EXACTLY what your covered for... Link to comment https://www.fordxr6turbo.com/forum/topic/27302-do-you-have-private-health-insurance/#findComment-414489 Share on other sites More sharing options...
Decoy Member 163 Member For: 19y 3m Gender: Male Location: Brissy Posted 30/07/06 03:24 AM Share Posted 30/07/06 03:24 AM Im with NIB, I pay about $11 a week, purely to avoid paying the extra tax every year. Its only basic hospital cover but I also get some dental, chiro etc extras. Link to comment https://www.fordxr6turbo.com/forum/topic/27302-do-you-have-private-health-insurance/#findComment-414491 Share on other sites More sharing options...
tab Sucker Moderating Team 32,303 Member For: 21y 18d Gender: Male Location: Brisbane Posted 30/07/06 07:30 AM Share Posted 30/07/06 07:30 AM I've got full hospital and extras with Medibank, cost me a f*cking fortune! About $115 a month At last check I was in front though after dentist, optical and the yearly bonus thingo. Link to comment https://www.fordxr6turbo.com/forum/topic/27302-do-you-have-private-health-insurance/#findComment-414556 Share on other sites More sharing options...
SHOCK Team Grandpa Donating Members 1,921 Member For: 19y 13d Gender: Male Location: Hunter Valley Posted 30/07/06 09:12 AM Share Posted 30/07/06 09:12 AM I've got full hospital and extras with Medibank, cost me a f*cking fortune! About $115 a month At last check I was in front though after dentist, optical and the yearly bonus thingo. ←HBA bout $70 month joined on the scare campain before I was 30.I think your dreaming if u think you are ahead you gapped teeth, blind *beep*.Do those sums again........dont know anyone whos "ahead" Link to comment https://www.fordxr6turbo.com/forum/topic/27302-do-you-have-private-health-insurance/#findComment-414619 Share on other sites More sharing options...
js1175 Member 45 Member For: 20y 8m 20d Gender: Male Location: Sydney Posted 30/07/06 12:32 PM Share Posted 30/07/06 12:32 PM HCFHospital Cover only (don't have enough medical experience to understand how Extras work!)Reason for having: To avoid additional 2% medicare surcharge. Link to comment https://www.fordxr6turbo.com/forum/topic/27302-do-you-have-private-health-insurance/#findComment-414773 Share on other sites More sharing options...
tab Sucker Moderating Team 32,303 Member For: 21y 18d Gender: Male Location: Brisbane Posted 30/07/06 09:51 PM Share Posted 30/07/06 09:51 PM I've got full hospital and extras with Medibank, cost me a f*cking fortune! About $115 a month At last check I was in front though after dentist, optical and the yearly bonus thingo. ←HBA bout $70 month joined on the scare campain before I was 30.I think your dreaming if u think you are ahead you gapped teeth, blind *beep*.Do those sums again........dont know anyone whos "ahead" ←Was a chef once upon a time & now forever a dentist's best friend. The last little stint has set me back about $650 and MBP has chipped in at least this much.Also there's the ongoing optical for glasses and contact lenses etc.I hope you've got full hospital cover though.....cause your going to need it very shortly. Link to comment https://www.fordxr6turbo.com/forum/topic/27302-do-you-have-private-health-insurance/#findComment-414842 Share on other sites More sharing options...
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