I had a similar experience when I was in the Navy. I had actually lent/left my car with some toe rag when I was on Xmas leave in Queensland. It was only a VK but was in near showroom condition, insurred for one week and my first nice car. To cut a long story short and a whole bunch of lies less than she produced, I got my insurance barely. It took nearly a year. All the while she was still on the same ship. I wanted to kill her & do some very nasty things to her SV5000 at the time. I never did though, I believe what goes around comes around and I'm sure life has fukhed her over somehow. I learnt one massive thing out of the whole thing though and it still stands with all of my mates to this day. If they jump in my car I get the keys to theirs & vicky verka. If there are no keys of any value to swap then there is no drive simple as that. This is a hard lesson you will learn here but look at it this way buddy, you will never have this happen again, and if you are lucky you have manged to do it while you are young like myself and in ten years time you wont have even missed the money.