k31th

colour me shocked

morning all, happy Tuesday 💹

morning all, happy Monday 🧾

I'm an Atheist haha so you can put the hail-mary's approximately here

I got laid, so can't complain

yay Monday's almost here... .... ... then comes woo Sunday (night) 💳

morning all, happy Saturday 💸

yeah, hopefully... it does take a while when the project is going so slow

I have HFC here with FttN NBN. Had 100/40 for ages with a cheap ISP and it was a barely okay sort of service. Upgraded that to a more internet focused service provider more recently to 250/20 and it's a lot better.

yeah, internet matters. morning all, happy Friday 💷

Probably if I stay in this relationship, east-ish ~30km from the Melbourne city, ~1mil homes... ~900k interest if standard amortization loan with ~6% interest... would pay heaps more in the first ~10 years to smash that interest down to say ~400k... paying ~5.5k per month standard repayments, +3k extra to smash the interest down. Will probably not go with such a specific loan type but you get the gist. Country not sure, trying not to consider it too hard as I know how much less I could spend haha

There's a huge list of "pros" like you've listed for the country-living, but a huge list of "cons" as well, same as for living nearer to the city... I'll weigh it all up and spend heaps of money either way haha.

it's not what I would generally choose haha

yep, or move out to the middle-of-nowhere and get a MUCH cheaper mortgage haha

yeah... only other option is to save-up+invest and see how that goes long term and then "buy" the same house for more than the mortgage value in ~10+ years time, haha, but a lot less interest, but paying rent the whole time ... hmm