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Arronm meant

Exactly ! Best way to do it is live off the credit card and just pay the full balance at the end of the month

Upgrade request got approved for Perth to Melbourne leg too, mint! Travelling in style today peeps!

Even if you don't have a chunk of cash, as explained above if you put all your expenses through a credit card and have it set to pay off on the due date (ie before interest starts to accrue) , that cash is sitting there reducing your interest on your mortgage. Haha I rang my bank today and quoted the Bank West rates above and got my interest reduced a bit. Although I went with "my friend was telling me he gets this rate", as it seemed more legit than "some bloke on fordxr6turbo.com"

Sup errbody. Freaky depending on your home loan you can just keep all of your cash in it to offset interest and just withdraw it to your debit card account as you need it. K31th just described why you would benefit having a specific offset account with a different card than your everyday debit card. Basically and rewards aside, you can deposit all of your cash to offset interest in your loan and you'll have an interest free card that holds the sum of your home loan deposits as your everyday card. Obviously this doesn't mean you're rich even if there is a lot of cash you can move around. You can stand to save anywhere from $50 to several hundred dollars a month interest depending on the size of your loan and the amount of cash you keep tied up. This in turn translates into how many years to pay your loan down. When you do the maths you will be amazed if you haven't done so already. Slightly on this topic I use excel to do my budget for a year or 2 at a time so even if I look at the bank and think I should buy ten turbos I still have my actual plan and available funds on my pc so I don't get carried away.

An offset account is basically a normal bank account, but what ever money is in it "offsets" your home loan So I'll try explain it really simply with two options 1st Option- without offset you have a $250,000 home loan at %5 interest rate And $50,000 in a savings account You will be paying $1340 a month repayments ($1042 of that is interest) 2ND option- with offset You have the same $250,000 loan And you have your $50,000 in an offset account So now you will only pay interest on $200,000 (as it has offset your loan) So repayments will still be $1340 But only $830 of that will be interest this is a very basic summary, with large simple numbers but it shows you can pay less interest and in turn pay your loan off faster by having a offset account Using a credit card like we have mentioned is so the offset account has as much money as possible in it at all times, reducing home loan interest even more ( using a credit card allows the money to be in the offset account up to 55 days longer) But yes speak to a bank or financial planner

The 3l catch can should just be listed for vehicles fitted with an RB engine to have 3l catch can draining back to the sump instead of making everyone else fit stupid big cans for no reason.

Working at ALS today. Spotted GT40 owed by Julian Ohara.... 254kph in 2013 and 254 in 2014. I hope to get close to that this year.

Member for 13 years and this is your second post? Definitely to the point

Glad I could be of assistance haha!

Haha can you see the difference between doing it yourself and paying someone to do it for you? Ain't no way in hell you need to spend 5k on a fuel system. People love to pay for shiny name brands. Brb comparing 18psi to 10 psi.

Injectors. Fuel rail It's 5k Plaz surge is so 2010. Or should I say process west rip off Can you see the difference between 9 months on the forum and 9 years?????

Ummm yeah it will. Walbro 460 intank 500 Plaz surge with piersburg pump and lines 1500 1200 reg with lines 500 Fitment 500 550-600rw capable I know this as its in my car.

My list of sh*t to do before racewars just got bigger this afternoon. I put it back on the dyno for a tune today got 10 pulls in and melted the clutch again.

#cancooksteak

Yep. The basic idea is keep any money at all ie; food, petrol, beer, internet money in the loan account until you need to spend it. Even if you live week to week and have no savings you can still benefit from offsetting interest. This idea works for personal loans as well.

Any amount no matter how small or how little time it is in the account Has a benefit Everyone with a home loan should have one

yer but I havent got any savings to put into offset accuont im freekin broke haha

don't get one (or a home loan, for that matter, I guess...) if you're irresponsible with credit cards, though... you can put yourself into serious financial trouble if you spend too much at the wrong times.

Yeah mate mine is in there getting ready now.

Yup. I'll essentially be closing all my other accounts. Salary will go into my offset account, I'll buy everything on my credit card, pay that off each pay day and my savings will just sit in my offset account. The saving I get from not paying interest on the money in the offset is always going to be greater than the interest I'd earn from having it in a savings account, especially given I'd lose nearly half the interest I'd earn to tax...

Yeah for sure. Even domestic business on a 737 is considerably nicer. Heaps more room and the service and food is definitely a MASSIVE step up! I love it that I can pretty much spend the whole trip getting tanked on decent booze. Ended up sat next to the owner of Grand Cinemas. Nice guy. At one point he, out of nowhere, just gave me a voucher for 2 free tickets to the movies and said to take the missus! Would want some farking next level action for that sorta money...jee-zuz!

Definitely want to get some action if your spending $1200 haha What hotel is it ? Penthouse sweet

It was so legit tapatalk felt the need for everyone to be told twice [emoji23]

Two years and aprox 7500km of constant e85 and this is my catch can Almost done

for the money I dont see much of a power increase?!? was expecting 500kw+ 474 kw translates into like 400rwkw in Expensive Daewoo terms lolzzzz

Thanks rab you stuck with me and suported me along the way . [emoji106]

He's got ten year's on you rabba but you have 6407 more posts. He was just waiting for the right thing to say.....

ugly front and rear bumpers, has no hints to the original. not even offered in yellow. and end of the day its just a gts. for once I actually liked the wheels version. I woulda been keen then. even this edit is better (borrowed from face sucks)

Now that's lel ( as Trent says ) hahaha

All done gave it a full detail today after over 2 years without a home. Clay Bar, machine polished, followed by sealant and finished off with a wax. As requested by @k31th here are some pics brother

Fly home from work tonight car still needs a full tune also need to try and sort my FG throttle body issue, try work out were I am going to mount and build a stupid 3L catch can somewhere in my engine bay. Also throw some fresh rubber on my spare set of 17s since I cannot find a pair of 17x9 wheels to put a 275 nt05r gonna have to just deal with everyone beating me. What is everyone else running for tyres?

Finally a 1.07.386 at Wakefield in a Street registered Falcon! I think it's the quickest street registered, 4 door 2WD to lap there. Of any make/model. Ever! Brakes fried. http://imgur.com/a/ETYe6